Blog

Hejia Zhang

Hejia Zhang

Editor-in-Chief, ShopBack

120 articles

About

Hejia Zhang is Editor-in-Chief of ShopBack's editorial team, covering consumer pricing, sale cycles, and retailer comparisons across Australia, Singapore, and the United States.

Articles by Hejia Zhang

Fashion

NikeSkims vs Lululemon: Which Is Actually Worth It for Singapore Shoppers in 2026?

NikeSkims landed in Singapore on 14 May 2026. Here's how it actually compares to Lululemon on price, performance, and availability — and who should buy what.

Travel

Shanghai vs Beijing: Which City Should You Land in First for a Singapore-to-China Trip?

Shanghai or Beijing as your first city on a Singapore-to-China trip? A practical comparison of flights, cost, language friction, attractions, and which entry point suits which type of traveller.

Fashion

Outlet vs Full-Price vs Resale: Where Do You Actually Save on Fashion in Singapore? (2026)

A direct comparison of outlet, full-price retail, and resale channels for fashion savings in Singapore in 2026, with real price examples and a decision framework for each shopper type.

Travel

Seoul Trip Cost for Singaporeans in 2026: Budget, Mid-Range, and Splurge Compared

How much does a Seoul trip cost from Singapore in 2026? A full breakdown across budget, mid-range, and splurge tiers — flights, accommodation, food, transport, and shopping.

Finance

SRS vs CPF Top-Up: Which Saves You More Tax in Singapore?

Both SRS contributions and CPF cash top-ups reduce your taxable income in Singapore, but they work differently, have different caps, and suit different income levels. Here's how to decide which to prioritise in 2026.

Travel

Taipei vs Seoul: Which is Cheaper for a 5-Day Trip from Singapore in 2026?

Taipei vs Seoul for a 5-day trip from Singapore in 2026 — a direct cost comparison covering flights, accommodation, food, transport, and activities to find out which city is actually cheaper.

Travel

Hidden Costs of a Japan Trip Singaporeans Always Underestimate

The Japan trip costs Singaporeans consistently underbudget in 2026, from Shinkansen surcharges and coin locker fees to restaurant service charges and baggage forwarding.

Finance

Is a Whole Life or Term Life Insurance Policy Cheaper Long-Term for Singaporeans?

Whole life costs 5–10x more in premiums than term life for the same coverage, but returns cash value. Term life is cheaper and easier to understand, but expires. For most Singaporeans in accumulation phase, the right answer is clear.

Finance

How to Reduce Your Income Tax Bill in Singapore: Deductions Most People Miss

Most Singaporeans claim only 2–3 tax reliefs when they could claim 6–10. The missed ones — parent relief, course fees, NSman, CPF top-up — are worth $1,500–$6,000 in savings. Here's the full checklist for YA 2026.

Finance

How Much Are Singaporeans Overpaying on Phone Plans — and What to Switch To

Most Singaporeans on 2-year contract plans pay $50–$80/month for phone+plan bundles. SIM-only plans on MVNOs deliver comparable data (30–100GB) for $10–$25/month. The annual saving from switching is $300–$600 per person.

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