Blog

Hejia Zhang

Hejia Zhang

Editor-in-Chief, ShopBack

129 articles

About

Hejia Zhang is Editor-in-Chief of ShopBack's editorial team, covering consumer pricing, sale cycles, and retailer comparisons across Australia, Singapore, and the United States.

Articles by Hejia Zhang

Travel

Southeast Asia Payment for Singapore Tourists in 2026: Local Cash vs GrabPay vs Touch 'n Go eWallet

Cash vs GrabPay vs Touch 'n Go eWallet across JB, KL, Penang, Bangkok, Bali. When each wins, the cross-border FX hidden fees, and how a Singapore multicurrency card fits.

Travel

Europe Payment in 2026: EUR Cash vs SGD Multicurrency Card vs Tap-to-Pay for Singaporean Travellers

Comparing EUR cash, SGD-loaded YouTrip/Revolut/Wise multicurrency cards, and tap-to-pay with SG Visa/Mastercard on a 2026 Europe trip: FX cost, ATM fees, acceptance.

Travel

Japan and Korea Payments 2026: Cash vs Multicurrency Card vs Suica for Singapore Travellers

For a Singaporean on a two-week Japan and Korea trip in 2026, cash, a SGD-loaded multicurrency card, and Suica or T-money tap payments each cover a different share of spend. Here is what actually saves money.

Finance

YouTrip vs Revolut vs Wise vs Instarem: SG 2026 Multi-Currency Cards

A structured 2026 four-way comparison of Singapore's most-used multi-currency travel cards: YouTrip, Revolut SG Standard, Wise SG, and Instarem Amaze. Side by side on wholesale FX rate mechanics, weekend markups, ATM withdrawal free tiers and post-tier fees, spend caps, and when each card wins so you can pick the right plastic for your next trip.

Finance

HSBC Revolution vs UOB Preferred Platinum vs Citi Rewards: SG 2026 Mid-Tier Cards

A structured 2026 comparison of Singapore's three most popular no-annual-fee-with-spend mid-tier rewards cards. HSBC Revolution (contactless and online, KrisFlyer conversion route), UOB Preferred Platinum Visa (rebranded to UOB Preferred Visa Card from March 2026), and Citi Rewards Visa (migrating to the Mastercard variant from October 2026) side by side on earn rates, category caps, dining and online positioning, miles versus cashback pivot, and when each card wins so you can pick the right mid-tier plastic for your situation.

Finance

UOB KrisFlyer vs DBS Vantage vs Amex KrisFlyer Ascend: SG 2026

A structured 2026 comparison of three popular Singapore miles credit cards. KrisFlyer UOB, DBS Vantage, and American Express Singapore Airlines KrisFlyer Ascend side by side on annual fee, waiver rules, miles-per-dollar earn rates, welcome and renewal bonuses, lounge access, and when each card wins so you can pick the right miles card for your spend pattern.

Finance

DBS Multiplier vs UOB One vs OCBC 360: Highest Realistic Yield Savings Account in Singapore 2026

Which high-interest savings account pays the most in Singapore in 2026? DBS Multiplier, UOB One, and OCBC 360 all use category-stacking bonus interest. This is a profile-by-profile breakdown of the highest realistic effective yield each account delivers for salary-credit-only, salary plus card spend, and full-stack savers with investments and insurance.

Finance

6 Profitable Quarters in a Row. Why That Matters for a Cashback App You Trust with Your Money (Singapore)

ShopBack has posted six consecutive profitable quarters. Here's what profitability actually means for a cashback platform, why it is rare in the rewards space, and why it matters for Singapore members.

Savings

My Monthly ShopBack Payout Hit S$500. Here's How (Singapore Playbook)

A Singapore-based ShopBack member breaks down how monthly payouts add up to S$500 through everyday earning across retail, travel, dining, groceries, and digital services. No hacks. No signup bonus stacking.

Finance

ShopBack Pay Singapore Now Has an MPI Licence. Here's What It Actually Means for You

ShopBack Pay Singapore was granted a Major Payment Institution licence by MAS on 30 June 2025. Here's what the licence covers, why it took two years, and what it means for members using ShopBack in Singapore.

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