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Hejia Zhang

Hejia Zhang

Editor-in-Chief, ShopBack

120 articles

About

Hejia Zhang is Editor-in-Chief of ShopBack's editorial team, covering consumer pricing, sale cycles, and retailer comparisons across Australia, Singapore, and the United States.

Articles by Hejia Zhang

Travel

Best Singapore Credit Cards for Japan Travel in 2026: FX, Miles, Lounges Compared

For Singapore travellers heading to Japan in 2026, UOB PRVI Miles is the workhorse winner on raw miles earn, HSBC Revolution is the FX-markup champion at around 1.5% all-in, and DBS Altitude Visa is the best free-annual-fee compromise once waived. Suica via Apple Wallet now accepts both Visa and Mastercard from all six issuers compared here.

Travel

Ryokan vs Hotel in Japan: Which to Book and When for a Singapore Trip in 2026

Ryokan or hotel for your Japan stay? A practical comparison of cost, experience, dinner ritual, room style, and which option suits which night of your Singapore-to-Japan trip, with worked examples for Hakone and Kyoto.

Fashion

Luxury Watches Singapore vs Hong Kong vs Japan in 2026: Where to Buy, Tax Refunds, and Waitlists

For a Singapore buyer in 2026, Japan is the cheapest source for most popular references after the 10% consumption tax refund and a weak yen, often 8 to 20% below SG retail. Hong Kong sits roughly at parity with Singapore on hard-allocation pieces like Rolex steel sports, while Singapore wins on after-sales convenience and AD relationship value.

Finance

Is COE Renewal Worth It in Singapore in 2026? PARF, PQP, and the Real Decision

For most private car owners in Singapore in 2026, renewing COE only pays off if your car is a Cat B with strong residual mechanical life and you drive 15,000 km+ per year, or if PQP is meaningfully below the prevailing Cat A or B bid. Renewing forfeits the 50% PARF rebate (if still within the 10-year mark), so the real comparison is PQP plus road-tax surcharge versus PARF rebate plus a fresh COE car.

Finance

Cost of Raising a Child in Singapore in 2026: Pregnancy to P6, the Honest SGD Breakdown

For Singapore parents in 2026, raising one child from pregnancy through P6 costs roughly S$190,000 to S$350,000 in total household outlay before Baby Bonus, MediSave maternity offsets, and CDA matching. The variance is driven by daycare choice, enrichment intensity, and whether you stay public or private.

Travel

Scoot vs Jetstar Asia vs AirAsia 2026: SG Budget Airline by Route

For Singapore budget travellers in 2026, Scoot dominates long-haul (Athens, Berlin, Honolulu) and Southeast Asia routes. Jetstar Asia (now closed) formerly led on Australia. AirAsia wins on the cheapest base fares to Malaysia, Indonesia, and Thailand but loses on baggage and seat pitch. The choice is route plus how much you add on top.

Travel

Beijing to Shanghai: G-Train vs Flight, Which Is Better for Singapore Travellers in 2026?

Beijing to Shanghai by G-train or by domestic flight? A door-to-door comparison of time, cost, comfort, reliability, and which option suits which Singapore traveller on a multi-city China trip.

Travel

Booking China High-Speed Rail: 12306 vs Trip.com vs Klook for Singapore Travellers

Three ways to book China's high-speed rail from Singapore: the official 12306 portal, Trip.com, and Klook. A practical comparison of price, payment options, seat selection, and which platform suits which traveller.

Finance

DBS Altitude vs UOB PRVI Miles vs Citi PremierMiles in 2026: Which Singapore Miles Card Wins for Your Spend

For Singapore miles collectors in 2026, DBS Altitude wins on flight and hotel spend (3 miles per S$1), UOB PRVI Miles wins on overseas and luxury spend (2.4 to 6 miles per S$1), and Citi PremierMiles wins on miles validity (never expire). The right card depends on whether you fly enough to clear minimum spend on multiple cards.

Finance

DBS vs OCBC vs UOB Home Loan in 2026: Fixed, Floating, and the Real Total Cost

For Singapore homebuyers in 2026, DBS leads on 2-year fixed packages (around 2.45% p.a.), OCBC leads on SORA-linked floating (3M SORA + 0.55%), and UOB leads on flexibility (free conversion after lock-in). The fixed vs floating choice is about cash flow certainty, not which bank wins.

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