ShopBack Blog

Ideas for smarter shopping, cashback, rewards, and getting more from everyday online spending.

Fashion

Changi Airport vs City Store: Do You Actually Save on Fashion at Duty-Free in 2026?

Changi duty-free skips Singapore's 9% GST, but fashion markups at travel retail often cancel the savings. Here's when it's worth it and when it isn't.

Finance

Taobao vs Shopee vs Lazada 2026: When Is Taobao Direct Still Worth It?

A direct comparison of Taobao vs Shopee and Lazada in 2026, when ordering from Taobao to Singapore is still worth it, and when local platforms have closed the gap.

Fashion

Is Buying Luxury in Singapore Cheaper Than Overseas Duty-Free Shopping in 2026?

A direct comparison of luxury fashion prices in Singapore versus overseas duty-free in 2026, including airport duty-free, in-country retail, and tax refund scenarios.

Travel

Flights Singapore to Tokyo 2026: Cost, Booking Window, Airline

Singapore to Tokyo flights in 2026: real return fare ranges for budget and full-service carriers, the best booking window, and which airlines to use depending on your priorities.

Finance

How to Maximise Your CPF Interest: Step-by-Step for Different Age Groups

CPF SA earns 4% p.a. and the first $60,000 in combined CPF balances earns an extra 1%, but most Singaporeans leave these bonuses on the table by not understanding the account structure, the 1% floor, and the power of early SA contributions.

Finance

How Much Does It Actually Cost to Own a Car in Singapore Per Month?

The true monthly cost of car ownership in Singapore is $1,800-$3,500 for a mass-market sedan, not just the loan instalment. Once you include COE depreciation, insurance, parking, petrol, and ERP, a car costs roughly twice what most people budget for.

Finance

Is Amazon Singapore Actually Cheaper Than Lazada or Shopee in 2026? A Real Breakdown

A real price comparison of Amazon SG vs Lazada and Shopee in 2026 across common categories, with specific examples and a clear verdict on when Amazon is and isn't worth it.

Fashion

Shoes Overseas vs Singapore 2026: How Much Do Singaporeans Save?

A concrete price comparison of buying shoes overseas vs in Singapore in 2026, covering sneakers, casual shoes, and formal footwear, including tax refunds, GST on re-entry, and which destinations actually save money.

Finance

Is It Worth Overpaying Your HDB Loan to Save on Interest?

HDB concessionary loan rate is 2.6% p.a. CPF OA earns 2.5%. The spread is just 0.1%, which means overpaying your HDB loan almost never makes mathematical sense, unless you're close to retirement or have no investments.

Finance

HDB BTO vs Resale vs EC: Real Cost Comparison for First-Time Buyers

BTO is cheaper upfront but takes 4-6 years to collect. Resale is immediate but costs $100,000-$300,000 more. EC sits in between with private condo finishes at HDB-adjacent prices. Here's the real cost comparison across all three for 2026.

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