ShopBack Blog
Ideas for smarter shopping, cashback, rewards, and getting more from everyday online spending.
How Much Does It Actually Cost to Own a Car in Singapore Per Month?
The true monthly cost of car ownership in Singapore is $1,800-$3,500 for a mass-market sedan, not just the loan instalment. Once you include COE depreciation, insurance, parking, petrol, and ERP, a car costs roughly twice what most people budget for.
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Is Amazon Singapore Actually Cheaper Than Lazada or Shopee in 2026? A Real Breakdown
A real price comparison of Amazon SG vs Lazada and Shopee in 2026 across common categories, with specific examples and a clear verdict on when Amazon is and isn't worth it.
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Shoes Overseas vs Singapore 2026: How Much Do Singaporeans Save?
A concrete price comparison of buying shoes overseas vs in Singapore in 2026, covering sneakers, casual shoes, and formal footwear, including tax refunds, GST on re-entry, and which destinations actually save money.
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Is It Worth Overpaying Your HDB Loan to Save on Interest?
HDB concessionary loan rate is 2.6% p.a. CPF OA earns 2.5%. The spread is just 0.1%, which means overpaying your HDB loan almost never makes mathematical sense, unless you're close to retirement or have no investments.
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HDB BTO vs Resale vs EC: Real Cost Comparison for First-Time Buyers
BTO is cheaper upfront but takes 4-6 years to collect. Resale is immediate but costs $100,000-$300,000 more. EC sits in between with private condo finishes at HDB-adjacent prices. Here's the real cost comparison across all three for 2026.
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Every Singapore Payday Sale Window in 2026, Plus the 5 Bigger Events That Beat Them
A month-by-month Singapore fashion sale calendar for 2026. Payday sales on Zalora, ASOS, Shopee and Lazada deliver, but GSS, 9.9, 11.11 and 12.12 cut deeper.
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Investing Your First $10,000 in Singapore: CPF-SA, Robo-Advisors, or ETFs?
CPF SA tops up earn 4% guaranteed. Robo-advisors return 5 to 8% p.a. historically with moderate risk. ETFs return 6 to 10% p.a. historically with full market exposure. For a first $10,000, the right split depends on your age, liquidity needs, and risk tolerance.
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How Many Miles Do You Need for a Business Class Flight to Tokyo from Singapore?
Business class to Tokyo from Singapore costs 50,000 to 75,000 miles return depending on the programme. Here's a breakdown of KrisFlyer, Asia Miles, and Avios redemptions for Singapore-Tokyo in 2026.
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Bangkok vs Bali: Which is Cheaper for a 5-Day Trip from Singapore in 2026?
Bangkok or Bali for a 5-day trip from Singapore in 2026? A direct cost comparison across flights, accommodation, food, transport, and activities to find out which destination is actually cheaper.
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HDB Loan vs Bank Loan: Real Cost Difference Over 25 Years
HDB concessionary loan at 2.6% p.a. vs bank loan at 3.5 to 5% p.a. Over 25 years on a $400,000 loan, the difference in total interest paid is about $55,000 to $156,000. The right choice depends on your risk tolerance, not just the rate.
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