SG60 Deals 2026: Best Anniversary Vouchers vs Store Discounts

Updated: September 2026.

TL;DR

SG60 anniversary vouchers are a targeted top-up you spend at participating heartland merchants and supermarkets, while National Day store discounts are time-boxed price cuts on retail, F&B, and travel. Treat them as two separate savings pools, not one. For a two-adult household in 2026, the government-driven pool sits in four figures across CDC and SG60 vouchers, while the retail discount window can knock 10 to 60 percent off list on categories such as electronics, fashion, and home. Use SG60 for weekly-essentials and heartland spend, use anniversary sale discounts for big-ticket wants, and check ShopBack before you tap out on any online receipt.

The verdict up front

For most Singapore households, the play in the second week of August 2026 was the same one that worked in 2025: park the SG60 and CDC vouchers against groceries, hawker meals, and heartland services, then use the National Day and SG60 anniversary retail promotions for anything you were already going to buy on discretionary categories. The two pools do not stack in the sense of applying to the same dollar, but they do free up cash. Once a purchase is online, activate ShopBack via the extension or the app before checkout so the cashback layer sits on top of the merchant discount.

The Ministry of Finance's SG60 Package page describes the anniversary vouchers as a one-off contribution to celebrate the 60th year of independence: "All Singaporeans aged 21 and above in 2025 will receive S$600 in SG60 Vouchers, while seniors aged 60 and above will receive S$800." Source: Ministry of Finance, SG60 Package, 18 February 2025 (https://www.mof.gov.sg/singaporebudget/budget-2025/budget-statement/f-sg60-package). Those vouchers were disbursed from July 2025 and remain valid through end-December 2026, which means a lot of households still had unspent balances heading into National Day 2026.

Where the value actually sits

The government pool is larger than most first-time users assume once you add the streams together. According to the Ministry of Finance's Budget 2025 statement, CDC vouchers for 2025 were set at S$800 per Singaporean household, with S$500 disbursed in January 2025 and S$300 in May 2025 (https://www.mof.gov.sg/singaporebudget/budget-2025/budget-statement). Layer the SG60 vouchers on top, and a two-adult household with one senior parent had a redeemable pool of roughly S$800 CDC plus S$600 plus S$600 plus S$800 in SG60 vouchers across 2025 and into 2026. That is real money against groceries, essentials, and heartland F&B.

The retail side is a different animal. The Singapore Department of Statistics reported that retail sales excluding motor vehicles rose 3.9 percent year on year in June 2025, driven in part by department stores and supermarkets running early National Day promotions (https://www.singstat.gov.sg/find-data/search-by-theme/industry/wholesale-and-retail-trade/latest-data). MAS separately observed that "core inflation moderated to 0.6 percent in July 2025", easing pressure on discretionary basket pricing (https://www.mas.gov.sg/news/monetary-policy-statements/2025). Combined, those two data points explain why the 2026 anniversary window came in slightly deeper than 2024 on categories like small appliances and skincare.

Typical discount depth by category, National Day and SG60 anniversary window 2026

Category	Typical depth	Notes
Supermarket essentials (FairPrice, Sheng Siong, Cold Storage)	5 to 20 percent	Layer CDC or SG60 vouchers at eligible outlets.
Small appliances and home	10 to 40 percent	Watch for coupon-plus-discount stacks; check ShopBack before checkout.
Fashion (department stores, mid-market)	20 to 60 percent	Marked down list; final basket often further reduced with member sign-up.
Skincare and beauty	10 to 30 percent	Often gift-with-purchase rather than headline percent off.
F&B and hawker	1 for 1 or set menu	CDC and SG60 vouchers accepted at many participating stalls.
Travel and staycations	5 to 15 percent	Use ShopBack Travel Planner to compare hotel and flight rates.

Use case segmentation

For a young couple with no kids: your leverage is SG60 vouchers at supermarkets and heartland F&B for the weekly rhythm, then the retail sale window for one or two discretionary categories you had already flagged. Wait for a headline promo and check ShopBack before tapping out on the online receipt.

For a family with school-going kids: the CDC voucher pool is the largest single lever, and the SG60 anniversary discounts on stationery, uniforms, and kids' apparel are usually deepest in the second half of August through mid-September. Compare on ShopBack across FairPrice, Popular, and other participating merchants before committing.

For seniors and multi-generational households: the S$800 SG60 voucher tier for seniors is meaningful. Prioritise it against groceries, TCM, and heartland services. Do not use it against online-only retail if the merchant is not on the participating list.

For frequent travellers: National Day is not the deepest window for outbound travel. IATA reported that "worldwide, average airfares in July 2025 were 3.4 percent higher year-on-year", with Asia-Pacific slightly softer than global (https://www.iata.org/en/pressroom/pressroom-archive/). Use the retail window for luggage and travel gear, and use ShopBack Travel Planner to check hotel and OTA rates when you actually book.

When this does not apply

SG60 vouchers do not stack on the same transaction dollar as CDC vouchers at every merchant. If the merchant is a CDC participant only, SG60 will not apply. Retail discounts advertised as "up to 70 percent off" almost always mean end-of-line SKUs; the shelf edge across the front-facing SKUs is usually much shallower. Do not treat headline copy as the median. And if you are shopping cross-border on a Malaysia day trip during the long weekend, the JB retail promotions run to a Malaysian calendar, not to SG60.

The ShopBack layer

Two habits do most of the work. First, activate ShopBack via the app before you head to any physical outlet that offers in-store cashback linked to a card, so the merchant recognises the transaction. Second, when you shop online, use ShopBack via the browser extension or launch the merchant tile from the ShopBack app before you check out. Cashback is available on hundreds of Singapore stores including FairPrice, Cold Storage, Sephora, TANGS, Shopee, Lazada, and Klook, with rates that vary by merchant and time of year. Compare on ShopBack before you commit rather than after.

Households in Singapore that consistently launched merchant tiles from ShopBack across the year captured meaningful annual cashback, though the exact figure varies by basket composition. The point is not the headline dollar figure. The point is that the two-second habit of checking ShopBack before checkout compounds across the whole SG60 anniversary window and beyond.

Frequently asked questions

When exactly do SG60 vouchers expire?

The Ministry of Finance stated that "SG60 vouchers will be valid until 31 December 2026", which means you had until end of 2026 to redeem them at participating merchants. Households that have not yet redeemed can check balance and participating merchants at the CDC Vouchers portal (https://www.cdcvouchers.gov.sg/).

Can I use both CDC and SG60 vouchers on the same transaction?

Yes at participating merchants that accept both streams, but each dollar comes from a separate pool. Present both QR codes at checkout, and the merchant deducts CDC first then SG60 in most POS setups. If a merchant only accepts one, the other stream does not apply.

Are National Day 2026 sale discounts deeper than 8.8 or 9.9?

National Day discount depth in 2026 was comparable to 8.8 on beauty and fashion, and shallower than 9.9 on electronics, based on category-level shelf pricing across major Singapore retailers. If you are buying a big-ticket TV or laptop, 9.9 through 11.11 will typically beat National Day depth. Use ShopBack across the calendar rather than trying to time one window.

What is the largest single voucher stream for a two-adult household?

Two adults aged 21 or above receive S$600 each in SG60 vouchers, or S$1,200 combined. If either adult is 60 or above, that person receives S$800 instead. Layer the household CDC voucher of S$800 on top. Source: Ministry of Finance, SG60 Package (https://www.mof.gov.sg/singaporebudget/budget-2025/budget-statement/f-sg60-package).

Where can I use SG60 vouchers?

At the same participating heartland merchants and supermarkets that accept CDC vouchers, plus the additional SG60 merchants listed at the CDC Vouchers portal. Categories include groceries, hawker meals, TCM, laundry, and select retail. Not all online marketplaces are eligible, so check the merchant list before you try.

Do SG60 vouchers work for online grocery orders on FairPrice or RedMart?

FairPrice accepts CDC and SG60 vouchers at physical outlets and via the FairPrice app for eligible orders. RedMart is a separate flow. Confirm at checkout, and if online, check ShopBack before you tap the pay button so the cashback layer sits on top of the voucher deduction.

Which National Day 2026 retail category had the deepest discounts?

Fashion and small appliances typically saw the deepest markdowns during the 2026 anniversary sale window, with department stores in Orchard Road running 20 to 60 percent off on select brands. Category depth varies year to year. Use ShopBack to compare rates across participating merchants before you buy.

How does the CDC voucher for 2026 compare to 2025?

The Ministry of Finance announced a further S$500 in CDC vouchers per Singaporean household for January 2026 as part of the Assurance Package (https://www.mof.gov.sg/singaporebudget/budget-2025/budget-statement). Combined with the SG60 anniversary stream still valid through end-2026, the effective household pool remained sizeable through the National Day 2026 window.

Can tourists use SG60 vouchers?

No. SG60 vouchers are for Singaporean citizens only. Tourists who want to save on retail during the National Day window should use in-mall promotions, the Tourist Refund Scheme where applicable, and, for Singapore residents visiting Singapore stores, use ShopBack to earn cashback on eligible transactions.

Does National Day travel discounting on flights matter for a Singapore family?

Not really. Long-weekend airfare into regional destinations typically sits above the shoulder-season baseline for the same route. IATA's global fare monitor noted that "worldwide average airfares in July 2025 were 3.4 percent higher year on year" (https://www.iata.org/en/pressroom/pressroom-archive/). If you must fly out over the long weekend, book early and check ShopBack Travel Planner to compare across Booking.com, Agoda, Trip.com, and Klook.

What is the smartest single move during National Day 2026?

Redeem your SG60 voucher balance for weekly essentials while it is still valid, then use the retail discount window for one specific big-ticket category you had already flagged. Do not chase every category. Check ShopBack on any online purchase before you check out.

Does ShopBack cashback stack with voucher redemption at physical outlets?

For online transactions, cashback is triggered by launching the merchant from ShopBack before checkout, and vouchers apply at the payment step. For in-store, ShopBack in-store cashback depends on linked card promotions with select partners. Vouchers do not block cashback where in-store cashback is offered, but always confirm the merchant is on the ShopBack in-store list first.

How do I check my SG60 voucher balance in September 2026?

Log in to the CDC Vouchers portal (https://www.cdcvouchers.gov.sg/) with Singpass to view remaining SG60 and CDC balances. The portal also lists participating merchants and outlets by district, which helps if you want to plan a heartland run.

Are there specific SG60-only deals separate from National Day sales?

Yes. Several retailers ran SG60-themed anniversary bundles, such as 60-piece sets, S$60 vouchers with minimum spend, and 60 percent off select SKUs during the National Day week. These are marketing overlays, not government vouchers. Read the small print, and check ShopBack before you buy.

What should I do if a National Day discount is deeper on Shopee or Lazada than in-store?

Compare landed price after voucher codes and shipping. If the online marketplace wins, launch Shopee or Lazada from ShopBack before checkout so cashback applies on top of the platform discount. Do not double-count SG60 vouchers, which are for participating merchants and outlets, not for open marketplace listings.

Primary sources referenced

• Ministry of Finance Singapore, SG60 Package, Budget 2025 Statement: https://www.mof.gov.sg/singaporebudget/budget-2025/budget-statement/f-sg60-package
• CDC Vouchers, GovBenefits Singapore portal: https://www.cdcvouchers.gov.sg/
• Singapore Department of Statistics, Retail Sales Index: https://www.singstat.gov.sg/find-data/search-by-theme/industry/wholesale-and-retail-trade/latest-data
• Monetary Authority of Singapore, Monetary Policy Statements: https://www.mas.gov.sg/news/monetary-policy-statements/2025
• IATA Air Passenger Market Analysis, July 2025: https://www.iata.org/en/pressroom/pressroom-archive/

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By Trang Do, Editor, ShopBack Singapore. This article is for informational purposes only and does not constitute financial advice. Voucher amounts, participating merchants, and retailer promotions were accurate at time of publication in September 2026 and are subject to change. Cashback rates on ShopBack vary by merchant and campaign. Always confirm final pricing at checkout.