Blog

Hejia Zhang

Hejia Zhang

Editor-in-Chief, ShopBack

117 articles

About

Hejia Zhang is Editor-in-Chief of ShopBack's editorial team, covering consumer pricing, sale cycles, and retailer comparisons across Australia, Singapore, and the United States.

Articles by Hejia Zhang

Travel

Do Singapore Credit Cards Charge Foreign Transaction Fees? Which Ones to Avoid Overseas

Most Singapore credit cards charge 2.5–3.5% in foreign transaction fees overseas. Here's which cards to use, which to avoid, and how to minimise hidden charges on your next trip.

Finance

MediShield Life vs Integrated Shield Plan: What's the Real Cost Gap?

MediShield Life covers B2/C ward hospitalisation. An Integrated Shield Plan upgrades you to A ward or private hospital. The annual premium gap is $300–$1,500 depending on age and plan tier — but the real cost difference at claim time can be $20,000–$80,000.

Fashion

Is Charles & Keith vs Coach vs Kate Spade Worth the Price Gap for Everyday Use in Singapore? (2026)

A practical value comparison of Charles & Keith, Coach, and Kate Spade for everyday use in Singapore in 2026, covering price-per-use, durability, and when the price premium is justified.

Travel

How Much Does a 7-Day Japan Trip Cost from Singapore in 2026? Full Budget Breakdown

A realistic, itemised breakdown of what a 7-day Japan trip costs from Singapore in 2026 — flights, accommodation, transport passes, food, and activities across budget, mid-range, and splurge tiers.

Finance

How to Order from Taobao in Singapore in 2026: What's Changed, What It Costs, and How to Save

A 2026 guide to ordering from Taobao in Singapore — current shipping costs, what's changed with freight forwarders, and how to keep your total landed cost low.

Finance

Best High-Interest Savings Accounts in Singapore Right Now: Full Comparison

UOB One, OCBC 360, SC Bonus$aver, and DBS Multiplier all advertise multi-percent headline rates, but only under specific conditions, and the headline figures change frequently. Here's which account actually pays the most for your spending and income profile in 2026.

Finance

How Much Emergency Fund Do Singaporeans Actually Need? (And Where to Park It)

Most Singaporeans are told to save 3–6 months of expenses, but that range is too wide to be useful. Here's how to calculate your actual target and where to keep it so it earns interest without being locked up.

Finance

Best Credit Cards for Grocery, Transport, and Dining in Singapore (Tiered by Spend)

The best Singapore cashback cards earn 5–10% on groceries, transport, and dining — but only within monthly caps and minimum-spend conditions. Here's the optimal card for each category tiered by your actual monthly spend in 2026.

Fashion

The Singapore Basics Test: Zara at SGD 25, Uniqlo at SGD 19, COS at SGD 45 (2026 Price Bands)

A practical durability and cost-per-wear comparison of Zara, Uniqlo, and COS for Singapore shoppers in 2026, covering fabric quality, longevity, and real value over time.

Fashion

Fast Fashion vs Investment Pieces: Real Cost Breakdown Over 3 Years for Singapore Shoppers (2026)

A 3-year total cost comparison of fast fashion vs investment pieces for Singapore shoppers in 2026, using real spend scenarios and cost-per-wear analysis to identify where each approach wins.