Xero

Xero is a New Zealand-headquartered cloud accounting software for small and medium businesses, so pick your plan, then sign up through ShopBack before you pay, where ShopBack Cashback works like a discount, only easier than a promo code. Xero Singapore localises pricing in SGD (GST-inclusive), supports GST reporting to IRAS, and integrates with SG bank feeds (DBS, OCBC, UOB, and others). Competes with QuickBooks Online, MYOB, ABSS (formerly AccountEdge), AutoCount, Financio, and Wave (free tier) in the SG SME accounting software market. This content is educational; consult a qualified accountant for tax and compliance advice specific to your business.

Xero Singapore offers tiered monthly plans (Starter, Standard, Premium) with feature scaling on invoice quantity, bank transaction volume, multi-currency, and payroll. Prices are quoted in SGD with GST. Current pricing is published on xero.com/sg/pricing-plans; verify before signing up as plan tiers and pricing evolve. Xero rarely runs sitewide sales; savings flow through introductory offers on new-customer signup and multi-org discounts.

Xero offers a 30-day free trial for new customers (typically requires a credit card at signup for post-trial billing continuity). During trial, all Xero features on the chosen plan tier are accessible. Trial and new-customer introductory discount codes typically cannot be combined; if a code offers % off first months, choosing the code path may replace the free-trial mechanic. Verify current trial and offer terms on xero.com/sg/legal/offer-details before signing up.

Xero typically wins on cloud-native UX, bank feed automation, app marketplace breadth (2,000+ integrations), and continuous updates. QuickBooks Online is Xero's direct competitor with a strong app ecosystem and Intuit-managed payroll (in some markets). MYOB has established SG SME market share with strong desktop-legacy features migrated to cloud. ABSS (formerly AccountEdge) leans desktop-first with local support depth. AutoCount and Financio target smaller SG SMEs at lower price tiers. For a cloud-native SME starting fresh, Xero or QuickBooks; for established firms on desktop legacy, MYOB or ABSS migration path.

Yes. Xero Singapore supports GST tracking on transactions, quarterly GST return preparation (GST F5), and reporting formats compatible with IRAS filing. GST is applied at the current statutory rate on qualifying transactions per Xero's tax codes. For IRAS-approved e-filing integration, verify the current status via xero.com/sg. Consult a qualified accountant or IRAS-approved tax agent for GST registration and filing advice specific to the business.

Xero periodically issues new-customer promo codes on its own site offering a percentage off the first few months. Code availability rotates through the year; check current offers on xero.com/sg. Codes typically cannot be combined with the free trial. Partner-referred codes from accountants and bookkeepers may exist separately.

The Xero Partner Programme is for accounting and bookkeeping professionals with tiers (Bronze, Silver, Gold, Platinum, Champion) based on client-count and Xero-certified staff. Partner benefits include practice-management tools, discounted client subscriptions, and Xero Advisor Directory listing. Separate from consumer signup flow; not typically stackable with new-customer promo codes.

Go through ShopBack Singapore before you pay and the Cashback tracks to your ShopBack account. For Xero, start from the Xero page on ShopBack and complete the paid subscription sign-up. Cashback may depend on a qualifying action such as a minimum subscription period; the Xero page on ShopBack shows the qualifying-action detail and the live rate.