Which Credit Cards Give the Best Trip.com Promo in Singapore 2026?

In Singapore in 2026, the biggest capped Trip.com card discount listed by Trip.com at the time of writing is DBS/POSB Fly Mon-YAYs: 50% off a pair of Economy Class tickets, capped at S$200. Citi Fly-days gives 50% off capped at S$100, OCBC Visa Wander Wednesday up to S$120 off, HSBC Thrilling Thursday S$120 off with a S$1,000 minimum spend, and UOB S$50 off. The best card is the one you hold whose offer fits your booking.

New to ShopBack? ShopBack Singapore is a free app and website that gives you cash back when you book or shop with partner stores, including Trip.com. Go through ShopBack before you book, pay as normal, and the cash lands in your ShopBack account once your trip is confirmed. Sign up to ShopBack Singapore for free.

Which credit cards give the best Trip.com promo in Singapore?

The card with the best Trip.com promo depends on what you are booking: for a pair of flights the DBS/POSB and Citi 50% offers have the highest caps, while for a hotel or a single booking the flat-amount codes from OCBC, HSBC, Citi, DBS and others are usually the ones to compare. Trip.com Singapore publishes these offers on its credit card promotions page, last updated on 6 October 2026 at the time of writing.

Here are the card offers Trip.com lists, according to Trip.com:

Bank or card	Offer	When
DBS/POSB Fly Mon-YAYs	50% off a pair of Economy Class tickets, capped at S$200	Mondays, while stocks last
DBS/POSB cards	Up to S$100 off flights, hotels and attractions with promo codes	Till end of 2026, while stocks last
DBS Chromo Card and DBS TravelLah! Debit Card	50% off flights	Every Tuesday, 12pm
Citi Fly-days (Citi Mastercard)	50% off a pair of Economy Class tickets, capped at S$100	Every Friday, 12pm, January to December 2026
Citi Mastercard	Up to S$100 off flights and hotels	Till end of 2026, while stocks last
OCBC Visa Wander Wednesday	Up to S$120 off flights and hotels	Every Wednesday, 12pm, July to December 2026
HSBC Thrilling Thursday (HSBC TravelOne)	S$120 off flights, S$1,000 minimum spend	January to December 2026
UOB	S$50 off flights and hotels	Check Trip.com's UOB page
Standard Chartered	Up to S$100 off flights and hotels	Check Trip.com's Standard Chartered page
DCS cards	Up to S$100 off flights and hotels	Check Trip.com's DCS page
Visa	20% off hotels, capped at S$60	Check Trip.com's Visa page

These offers are released in limited numbers, usually first come, first served, and Trip.com notes that reaching the payment page does not count as redeeming the code.

Trip.com credit card promotion: how the offers usually work

A Trip.com credit card promotion is usually a promo code tied to a bank's cards, released at a set time, with a cap, a minimum spend and a list of eligible cards. According to Trip.com's terms at the time of writing, promo codes apply only to signed-in Trip.com members, are limited and redeemed first come, first served, and are checked by the system at checkout.

The details to check every time:

• Cap. A 50% off offer is capped, at S$100 or S$200 for the flight offers above.
• Minimum spend. HSBC Thrilling Thursday needs S$1,000, for example.
• Product. Some offers are flights only, some hotels only, some both.
• Release time. Several codes drop at 12pm on a set weekday and can run out quickly.
• Eligible cards. Pay with the card named in the offer, or the code will not apply.

Trip.com credit card promotion Singapore 2026: which bank fits which trip

In 2026, the right Trip.com bank promo depends on the size and type of your booking, because each offer has a different cap and minimum. A simple way to match them:

• Two people flying Economy on a longer route. DBS/POSB Fly Mon-YAYs (cap S$200) or Citi Fly-days (cap S$100) usually give the most, because 50% off quickly reaches the cap.
• A large flight booking with an HSBC TravelOne card. S$120 off once you spend S$1,000.
• A mixed flight and hotel trip. OCBC Visa Wander Wednesday (up to S$120) or the up to S$100 codes from DBS/POSB, Citi, Standard Chartered or DCS.
• A hotel stay only. The Visa hotel code at 20% off capped at S$60, or UOB at S$50 off.

If you hold several cards, check which codes are still available on the day, since quotas can run out within the release window.

Trip.com DBS, UOB, OCBC and Citi card promos in 2026

DBS/POSB, UOB, OCBC and Citi all have Trip.com offers listed for Singapore in 2026, according to Trip.com. In more detail:

• DBS/POSB. Up to S$100 off with DBS/POSB promo codes till end of 2026; Fly Mon-YAYs at 50% off capped at S$200 on a pair of Economy tickets; and a 50% off flights offer every Tuesday at 12pm for DBS Chromo Card and DBS TravelLah! Debit Card holders. Trip.com notes the DBS Chromo Card application is for ages 21 to 29.
• UOB. S$50 off flights and hotels.
• OCBC. Visa Wander Wednesday, up to S$120 off flights and hotels, every Wednesday at 12pm from July to December 2026.
• Citi. Up to S$100 off flights and hotels with Citi Mastercard till end of 2026, plus Citi Fly-days at 50% off capped at S$100 every Friday at 12pm.

Each offer has its own terms page on Trip.com, and the bank's promotions page usually carries the same terms.

Trip.com official card offers: where to find them

Trip.com's official card offers are published on its Singapore credit card promotions article and on a separate landing page for each bank under sg.trip.com/sale. Searching site:trip.com credit card, or site:trip.com with your bank's name, usually brings up the right page. Trip.com also lists bank pages for DBS/POSB, Citibank, OCBC, HSBC, UOB, Standard Chartered and DCS, and runs a WhatsApp channel and Telegram group for code drops, according to its promotions pages.

Trip.com also has its own rewards. According to Trip.com, you can earn Trip Coins on bookings and use them to offset future purchases, and flight bookings can earn airline miles as well as Trip Coins.

Card rewards, bank codes and ShopBack on Trip.com: what usually combines

You can usually earn cashback and your credit card's rewards or bank card promo on the same purchase, because they come from different places. Cashback also applies on sale prices. Some merchant promo codes or payment methods can void cashback, so check the merchant's terms on ShopBack.

On Trip.com specifically, this matters because most bank offers are promo codes. At the time of writing, the Trip.com page on ShopBack Singapore says promo, coupon or discount codes make the entire Trip.com order ineligible. So the usual combinations are:

On one Trip.com booking	Usually combines?
Your card's own miles, points or rebate + ShopBack	Usually yes, under each one's terms
Bank promo code + your card's own rewards	Usually yes, check the card's terms
Bank promo code + ShopBack	No, at the time of writing the code makes the order ineligible
Bank promo code + a Trip.com promo code	Usually no, one code per booking

That makes the real choice a comparison: the bank code, or no code and ShopBack. The ShopBack terms also exclude flight and hotel bundles, child and infant flight tickets, travel insurance and purchases such as baggage and meals, so check the page for your booking type.

Bank code or ShopBack on Trip.com: a worked comparison

Save on your trip by booking flights, hotels and activities through ShopBack, and compare that total with any bank code before you pay. ShopBack lowers the effective price of flights, hotels and online orders after you pay. Cashback lowers what you actually pay for an order. It comes back as cash, so it works like a discount on the price, not like points or miles.

Two examples, using illustrative numbers only:

Booking	With a bank code	Through ShopBack at an illustrative 5%
Pair of Economy tickets, S$800	50% off capped at S$200: pay S$600	S$40 back: effective S$760
Hotel stay, S$1,500	S$50 off: pay S$1,450	S$75 back: effective S$1,425

The pattern: a high-cap 50% code usually wins on flights, while a small flat code on a large hotel booking can leave you paying more than going through ShopBack, depending on the live rate. The real rate depends on the booking type, so check the live rate on the Trip.com page on ShopBack before you choose.

Trip.com and other booking sites with card offers

Trip.com sits in the travel booking category alongside Agoda, Booking.com, Expedia, Traveloka and Klook, and most of them run their own bank card promotions in Singapore. Card offers change by site and by month, so compare the final total for your dates across sites.

For ShopBack Singapore, the step is the same on every site: open that store's page on ShopBack, read its terms, and go through ShopBack before you book.

How to book Trip.com through ShopBack

To book Trip.com through ShopBack, start on the Trip.com page on ShopBack Singapore and finish the booking in the same visit, without a promo code. The steps:

1. Open the Trip.com page on ShopBack Singapore and check the live rate and terms.
2. Tap through to Trip.com, and accept all cookies on Trip.com's site.
3. Pick your flight, hotel or activity, as a separate booking rather than a bundle.
4. Pay with your usual travel card so its own rewards still apply.
5. If payment fails, restart from ShopBack.

FAQs

Which credit cards give the best Trip.com promo in Singapore?

On paper, the biggest capped Trip.com card discount listed by Trip.com Singapore at the time of writing is DBS/POSB Fly Mon-YAYs: 50% off a pair of Economy Class tickets, capped at S$200. Citi Fly-days gives 50% off capped at S$100 on Fridays, OCBC Visa Wander Wednesday up to S$120 off, and HSBC Thrilling Thursday S$120 off with a S$1,000 minimum spend. The best one is the card you hold whose offer fits your booking.

What is the DBS Trip.com promo in 2026?

According to Trip.com at the time of writing, DBS/POSB cardholders can get up to S$100 off bookings with DBS/POSB promo codes, valid till the end of 2026 or while stocks last. DBS/POSB Fly Mon-YAYs gives 50% off, capped at S$200, on a pair of Economy Class tickets, and DBS Chromo Card and DBS TravelLah! Debit Card holders get a 50% off flights offer every Tuesday at 12pm.

Does UOB have a Trip.com promo in Singapore?

Yes. At the time of writing, Trip.com lists a UOB offer of S$50 off flights and hotels on its credit card promotions page, with the details on its UOB promotions page.

What is the OCBC Trip.com promo?

According to Trip.com, OCBC Visa Wander Wednesday gives up to S$120 off flights and hotels worldwide. Codes are released every Wednesday at 12pm from July to December 2026, while stocks last.

What is the Citi Trip.com promo?

Trip.com lists two Citi offers at the time of writing: up to S$100 off flights and hotels with Citi Mastercard until the end of 2026, and Citi Fly-days, which gives 50% off, capped at S$100, on a pair of Economy Class tickets every Friday at 12pm from January to December 2026.

Can I use a bank card promo code and a Trip.com promo code together?

Usually not. Most Trip.com bank offers are themselves promo codes, and a booking normally takes one code. Compare the total with each code and use whichever leaves you paying less.

Can I earn credit card rewards and use ShopBack on the same Trip.com booking?

You can usually earn cashback and your credit card's rewards on the same purchase, because they come from different places. Cashback also applies on sale prices. Some merchant promo codes or payment methods can void cashback, so check the merchant's terms on ShopBack. At the time of writing, the Trip.com page on ShopBack says promo, coupon or discount codes make the entire order ineligible, and that includes bank promo codes.

Is a bank promo code or ShopBack better on Trip.com?

Work out both totals. As an illustration only, on an S$800 pair of Economy tickets a 50% code capped at S$200 brings the price to S$600, while ShopBack at an illustrative 5% returns S$40, an effective S$760, so the code wins. On a S$1,500 hotel stay with a S$50 off code, the code saves S$50 while an illustrative 5% returns S$75. Check the live rate on the Trip.com page on ShopBack.

Where do I find Trip.com's official card offers?

Trip.com publishes them on its Singapore credit card promotions article and on one landing page per bank under sg.trip.com/sale. Searching site:trip.com with your bank's name usually brings up the right page. Your bank's own promotions page also lists the offer and its terms.

How do I book Trip.com through ShopBack?

Open the Trip.com page on ShopBack Singapore, tap through, accept the site's cookies, and book and pay in the same visit without a promo code. Pay with your usual travel card so its own rewards still apply.

Key takeaways

• Trip.com Singapore lists card offers from DBS/POSB, Citi, OCBC, HSBC, UOB, Standard Chartered, DCS and Visa at the time of writing.
• The highest caps are on the 50% off pair-of-Economy-tickets offers: S$200 for DBS/POSB Fly Mon-YAYs and S$100 for Citi Fly-days.
• Bank offers are usually promo codes, released in limited numbers at set times, one per booking.
• At the time of writing, any promo code makes a Trip.com order ineligible on ShopBack, so compare the bank code total with the ShopBack total.
• Your card's own miles, points or rebate usually still apply, whichever option you choose.

Comparing a bank code with ShopBack on Trip.com? See the live rate on the Trip.com page on ShopBack

---

Disclaimer

The views and recommendations expressed in this article are those of the author.

Trip.com bank card offers, promo codes, release times, caps, Trip Coins rules, card rewards, cashback rates and eligible booking types change over time and may vary by booking or account. Check the current terms on Trip.com, with your bank and on the Trip.com page on ShopBack Singapore before you book.

This article is intended for general informational purposes only and should not be considered professional, financial or travel advice. Brand names are used for editorial reference only and do not imply endorsement by those companies.

---

Brands, work with us: [email protected].