Credit Cards Can Save You Money
We all have read or heard of the horror stories of lives ruined by poor spending habits, making purchases they cannot afford and various other reasons. This has caused some people to shy away from having a credit card or viewing credit cards as a necessary evil of modern day living. Yet despite this, credit cards these days have become part and parcel of every day with these tales serving as nothing more than a cautionary tale against excess behavior. Yet, some of us have not considered that credit cards can actually help save us money. Instead of just accruing and spending points, it can be a good idea to do a credit card comparison of all the different credit cards available to find out which the best credit cards geared towards your lifestyle and spending habits. So which is the best credit card in Singapore? Is there a best credit card in Singapore? What if all I do is order all my supplies, groceries and food online and never venture out into the harsh cruel world? To help you navigate the veritable ocean of credit cards available to you and, to decide which is the best credit cards for you, we have some examples and methods of narrowing down which would be the best credit card for you and to help you compare credit cards.
What do you spend on? Where do you hang out?
Credit card comparisons can be tough, especially when there are so many different types of credit cards which offer so many different benefits, points, bonuses and value. To help you narrow down the best credit card in Singapore for you to use, it is important to consider a few key factors. For example, if you are a person who does A LOT of online shopping and you love to party on the weekends, then you could consider a credit card such as the OCBC Frank Card. On top of rebates for online purchases, there is also a rebate on entertainment and nightlife. Its annual fee of is waived for two years as well as long as you hit the right amount of spending per year. A credit card like that can complement your lifestyle as you don’t have to change any of your habits and make any lifestyle adjustments while getting a credit card that can actually help you save money as you continue to enjoy life the way you want to.
Frequent flier? Serial vacationist?
Love to travel, dine out and play golf? The American Express Platinum Credit Card could be for you. With great percentages off when dining at selected restaurants, complimentary membership for several hotels in Singapore, complimentary country club green fees, conversion of membership points to miles and even travel insurance. Another good travel credit card, is the DBS Altitude Card. This credit card rewards cardholders with air miles for spending overseas, within Singapore and, when you make travel bookings. If you do make any travel bookings, be sure to do so through one of ShopBack’s excellent travel partners to ensure you maximize your savings and get cash back too. If you charge the full fare to the credit card, you get full travel insurance for your family and yourself.
I have too many/no interests!
Well, if you have a wide range of interests, then perhaps a cashback credit card or a credit card which offers a rebate or cashback on a wide array of services such as petrol, groceries and dining. The creatively named OCBC 365 credit card, is meant to be an everyday card providing a wide range of rewards. These rewards include, rebate on online shopping, rebates on dining, cashback on groceries, rebate on utilities and discounts on petrol. Its reward program is well curated for categories central to everyone’s life. If you are looking for a more versatile card with benefits with a well-rounded mix of rewards, OCBC 365 is an excellent candidate for your choice. Another great credit card for versatility would be the HSBC Visa Platinum Credit Card. This credit card has benefits such as cashback on groceries, cashback when dining out, cashback for petrol with a 16% discount at participating petrol stations, cashback on recurring phone bills and even being able to convert points for miles. This is a great card as it gives you a rebate or cash back on necessities which helps you with the cost of living and even get to save on lifestyle and entertainment options such as movies, buffets and travel.
Credit Cards can be a wise investment
As long as you have a family or just live in Singapore, then you are going to have expenses. You are going to go out with your friends and family and even go on vacation from time to time. This essentially means that you are going to have expenses. Finding the best credit card that matches your spending habits and patterns, providing rebates or cash back for what you usually spend on is therefore a good way to save money. Top top it all off, if you log into ShopBack and use our excellent merchants, you combine these savings with ShopBack cashback system to maximize your savings, then it isn’t just good, it’s just smart.
Find the best credit card Singapore has to offer that's suitable for you!
To find the most suitable and best credit card Singapore has for you, ShopBack has provided you a platform for you to compare some of the best credit cards. Here you can easily compare credit cards Singapore banks has to offer. From the Singapore credit card for dining, to the Singapore best credit card for travel, you can easily narrow down the perfect card for you. Everything so simply laid out and there various filters for you to choose from. You can even read on the various benefits and perks available for each card. So go ahead and compare credit cards now to find the best one for you!
Sign up for a Singapore credit card and enjoy great perks on top of cashback with ShopBack!
So after you compare credit card perks and benefits on ShopBack's credit card listing page and you've pinpoint the best credit card Singapore has that's suitable for you, now all that's left is for you to apply for that card. Well, ShopBack is not just another credit card comparison Singapore website and there are reasosn why! To enjoy the most out of your application, on top of the already impressive benefits you get to enjoy from a credit card Singapore has on offer, you have a chance to earn cashback too when you apply with ShopBack. Now howabout that? A great credit card comparison and cashback site all rolled into one! Check the full listing if you're looking to find that one perfect Singapore credit card.