Best Credit Card for Miles That'll Take You Closer to Your Dream Holiday

For those who love to fly, the answer is clear for the cashback vs air miles credit card debate. Air miles can be redeemed for discounts, flight upgrades and sometimes even your entire airfare!

With the following credit cards, you can turn your average, daily spendings into redeemable flight mileage. This means more savings and an affordable luxurious travelling experience! Here, ShopBack rounds up 5 the best credit cards for air miles for you to get one step closer to that dream holiday!

Read more: 7 Best Credit Card Sign-up Promotions (Free Luggage, Air Miles and Cashback!)

Table of Contents

Citi PremierMiles Visa Card

Citibank Premiermiles Visa Card — Image credit: citibank.com.sg

One of the most popular air miles card for Singaporeans, the Citi PremierMiles Visa Card definitely dishes out some of the best miles rewards.

These Citi Miles are redeemable at over 60 partnership airlines and up to 8,000 hotel properties. There are also several benefits like up to $1 million complimentary travel insurance and worldwide cash withdrawal.

With no minimum spending needed and no expiry date on the Citi Miles you earn, this is a great card for the steady spenders. Even if you don’t get to fly, you can also exchange Citi Miles for cash rebates.

Benefits of the Citi PremierMiles Visa Card

S$1 = 1.2 miles on local spend
S$1 = 2 miles on overseas spending
14% off petrol spend at Esso and Shell
5% cashback on online shopping charges
Travel protection with Travel Accident Insurance, Medical Assistance Program and Travel Inconvenience Coverage
Enjoy 2 complimentary access to over hundreds of Priority Pass airport lounges annually
Get deals on shopping, dining or traveling with CITI World Privileges
Citi Miles never expire and no cap on annual miles accrual
Annual card fee of S$192.60, and earn 10,000 Citi Miles upon membership renewal

Current promotions

For new Citi Credit Card members, up to 30,000 bonus miles when you apply and spend within first 3 months (15,000 miles) + when you spend a total of S$10,000 within first 3 months (15,000 miles). Alternatively, get your first year annual fee waived.
ShopBack Exclusive: earn additional $30 Cashback
Ends 25 Dec 2017: earn 50% more miles on overseas spend over long weekends
Ends 31 Dec 2017: earn up to 6 Citi Miles per S$1 spent on Agoda‘s Bonus Miles section, or earn 10 Citi Miles per S$1 spent on Kaligo
Ends 28 Feb 2018: earn 3 Citi Miles per S$1 on Expedia‘s Bonus Rewards section

DBS Altitude Visa Card

With the DBS Altitude Visa Card, you can earn up to 3 miles with every dollar spent and it is dubbed ‘Singapore’s fastest-earning miles card’. The spendings are accumulated in DBS Points, which are then redeemable for miles at 2 miles/1 DBS Point. Get bonus miles of 10,000 when you pay to have your DBS credit card renewed.

The minimum annual income requirement for sign-up is S$30,000 and above for Singaporeans and PRs, making it one of the more accessible credit cards on this list.

Benefits of the DBS Altitude Visa Card

S$1 = 3 miles on online flight & hotel transactions on sites like Singapore Airlines, Agoda and more. The additional DBS Points awarded is capped at S$5,000 spend per calendar month.
S$1 = 2 miles on overseas spending in foreign currency
S$1 = 1.2 miles on local spend
24-hour DBS Altitude Butler Service, anywhere in the world
Up to S$1M Travel Accident Insurance Coverage
Annual card fee of S$192.60 waived for the first year
Enjoy 2 complimentary Global Airport Lounge Access within each 12-month period of Priority Pass Membership, only for the DBS Altitude Visa Signature Card

Current Promotions for the DBS Altitude Visa Card

Ends 31 Dec 2017: earn up to 10 miles/$1 spend at Kaligo, ends Dec 2017
Ends 31 Mar 2018: earn up to 6 miles/$1 spend at Expedia, ends Mar 2018

American Express Singapore Airlines KrisFlyer Credit Card

For fans of Singapore Airlines, the American Express Singapore Airlines KrisFlyer credit card will be a great card for you. Turning your spending directly into KrisFlyer miles, this makes mileage redemption hassle-free. All you have to do is to track your mileage via your KrisFlyer account. Like the DBS Altitude Card, the minimum annual income required is S$30,000 per annum, making it a popular card for many Singaporeans.

Benefits of the American Express Singapore Airlines KrisFlyer Credit Card

S$1 = 1 KrisFlyer mile, on all eligible purchases in local spend
S$1 = 1 KrisFlyer mile, on all eligible purchases during June and December in foreign spend
S$1 = 1 KrisFlyer for ever dollar spent on Gran and Uber rides, accumulative up to S$200 each calendar month
Up to S$350,000 Travel Inconvenience & Travel Accident Benefits
Annual card fee of SGD$176.55 is waived for the first year
Enjoy up to 50% savings with ‘American Express Selects’, including a wide selection of restaurants within and beyond Singapore
Earn 2,000 KrisFlyer miles upon a successful friend referral or the card; your friend also receives 1,500 KrisFlyer miles
Earn 5,000 KrisFlyer miles bonus when you charge to your card for the first time

Current promotions the American Express Singapore Airlines KrisFlyer Credit Card

ShopBack Exclusive: $50 ShopBack Cashback
Ends 31st Dec 2017: earn 7,500 KrisFlyer miles when you spend S$2,500 within the first 3 months of successful application. The application has to be approved by the deadline.
Ends 31 June 2018: receive S$150 cashback for next purchase on Singapore Air website when you spend S$12,000 on eligible purchases

UOB PRVI Miles Card

The UOB PRVI Miles Card – American Express, World MasterCard, and VISA – is a card that offers one of the highest local and overseas earning rates around.

With a requirement of an annual income of S$80,000 and above, the UOB PRVI Miles Card is one of the more premium credit cards on this list but could prove to be a valuable card for big spenders.

Benefits of the UOB PRVI Miles Card

S$1 = 1.4 miles on local spend
S$1 = 2.4 miles on overseas spend
UOB PRVI Travel Butler services at 6302 5993
Annual card fee of S$256.80 is waived for the first year
Personal accident and travel inconvenience insurance coverage of up to S$1,000,000
UNI$ is redeemable for flight miles from over 40 airlines, cash or travel packages

Current promotions for the UOB PRVI Miles Card

For new UOB Cardholders: earn 12,000 welcome miles upon successful application and spending S$4,000 within 60 days
For UOB PRVI Miles American Express Card: earn 20,000 loyalty miles every year with minimum spend of S$50,000 in a year + up to 8 complimentary airport transfers to Changi Airport in a year
ShopBack Exclusive: earn additional $30 Cashback
Ends 31 Dec 2017: earn 6 miles/S$1 spent on booking through UOB Travel partners or Agoda via their PRVI Miles page
Ends 31 Mar 2018: earn 6 miles/S$1 spent on booking through Expedia’s PRVI Miles page

HSBC Revolution Card

HSBC Revolution credit card — Image credit: hsbc.com.sg

One of the more accessible cards on this list, the HSBC Revolution Card has an attractive 5X Rewards programme when spending online, on dining and entertainment categories.

5000 accumulated Reward points can be redeemed for 2000 flight mileage on their partnership flyer programmes. HSBC also partners up with several sites for year-round promotions, so it’s definitely worth checking out if you have no idea where to start for air mile credit cards.